Equine Mortality & Theft
Equine Medical & Surgical
Private Horse Owner Liability
Commercial Equine Liability
Farm & Ranch Property Coverage
Care, Custody & Control Liability
Instructor & Trainer Liability
Riding Club Package
Horse Show Coverage

Farm & Ranch Property Coverage

Farm & Ranch Form
(Fillable & Print)

Owning property and equipment is a major investment and an important part of your operation. Our comprehensive Farm and Ranch Property Coverage protects your investment so you can minimize disruptions due to loss. Your barns, outbuildings, fences, and equipment are all covered under this type of policy. With the selection of high quality carriers we work with, we will make sure you get the very best coverage at a rate that works for you.

Furthermore, we know that horse people own a lot of tack and related equipment. Your saddles, bridles, trunks, and other horse-related equipment can be covered whether the loss occurs while you are on your property or at a show.

Property coverage is often combined with either a Commercial Equine Liability policy or a Private Horse Owner Liability policy to ensure that your coverage is comprehensive and you aren't left holding the bill for replacements.


Highlights of this Coverage Include:
  • Liability Limits in excess of $1 million available
  • Personal liability available for owner occupied dwellings
  • Replacement cost coverage available on buildings and household contents
  • In addition, optional coverages can be added to your policy:

    • Care, Custody, and Control
    • Excess or Umbrella liability up to $10 million
    • Coverage for jewelry, fine arts, guns, etc.
    • Sports equipment coverage
    •  Systems breakdown

There are many options available, so contact us today and we will walk you through determining what kind of coverage works best for you.