Owning property and equipment is a major investment and an important part of your operation. Your home, barns, outbuildings, and equipment can all be covered under this type of policy. Our comprehensive Farm and Ranch Property Coverage protects your investment so you can minimize disruptions in case of a loss. Because we work with many of the top carriers in our industry, our LEGIS Team will make sure you get the absolute best coverage available.

We know horse people own a lot of tack and related equipment. Your saddles, bridles, trunks, and other horse-related equipment can be covered whether the loss occurs while you are on your property or at a show.

Your property coverage is packaged with a Commercial Equine Liability policy to ensure that your coverage is comprehensive. Property coverage helps you replace what you lost, and liability coverage protects you against claims for bodily injury and damage to other people’s property.

Highlights of this Coverage Include:

• This policy packages both your personal and equine business property and liability needs.
• Extended replacement cost coverage available on buildings.
• Replacement cost coverage available for your household contents and farm personal property.
• Liability Limits in excess of $1 million are available, which are important for high net worth individuals.

In addition, optional coverages can be added to your policy:

1. • • Care, Custody, and Control
     • Excess or Umbrella liability
     • Coverage for jewelry, fine arts, guns, etc.
     • Systems breakdown

There are many options available, contact us today and we will help you determine the policy that works best for you.